The following disclosures pertain to online account access:
- Account Access Disclosure
- Bill Paying Disclosure
- E-Statement Disclosure
- Mobile Banking Agreement
- Remote Deposit Disclosure
Please Note:
Daily Deadline for Check deposit. The Credit Union’s daily approval process for all checks deposited will be 3:00 PM Monday-Friday, excluding holidays, this is the cut-off time for all deposits. Any deposit after that time will be processed the following business day the credit union is opened.
The following can not be deposited with mobile remote deposit
Unacceptable Deposits. I understand and agree that I am not permitted to deposit the following items using the Services:
- West Penn P&P FCU Check Drawn on the Same West Penn P&P FCU Account – The deposit of a check that is drawn from and deposited to the same accountholder’s account at West Penn P&P FCU is PROHIBITED. Deposits of this nature may result in the immediate revocation of Services.
- Non-Negotiable Items – The deposit of any item stamped with a “non-negotiable” watermark is PROHIBITED Deposits of this nature may result in the immediate revocation of Services.
- Altered Checks – An altered check is any check that contains evidence of a change (correction fluid, crossed out amounts, etc.) to Information on the face of the check. Members with altered checks MUST get a replacement check from the maker before West Penn P&P FCU will accept the deposit.
- Foreign Checks – A foreign check is any check that is issued to you by a financial institution in another country (Canada, France, etc.). Foreign checks may ONLY be deposited by mail. I must remit all foreign checks to West Penn P&P FCU P.O. Box 398, Beaver, PA 15009.
- Savings Bonds – Savings bonds are not accepted through remote deposit.
- Incomplete Items – An incomplete item is any item that does not contain signatures of the maker, endorsement signatures, or is missing any of the Information required during key-entry in a Deposit Session.
- Stale-Dated Checks – Certain checks contain instructions such as ‘Void 90 days after issue date” or “Must be cashed within six months of issue date.’ Members with stale- dated checks MUST get a replacement check from the maker before West Penn P&P FCU will accept the deposit.
- West Penn P&P FCU Check Drawn on Personal Account (Business Accounts Only) – The deposit of a personal check that is drawn on the accountholder’s personal checking at West Penn P&P FCU is PROHIBITED. Deposits of this nature may result in the immediate revocation of Services.
- Third Party Checks – The deposit of a check that is made payable to a person who is not listed as an accountholder may result in the immediate revocation of Services.
- Substitute Checks (IRD) – Substitute checks that are created as a reproduction of a digital image of an original check are not accepted through remote deposit.
- Cash- The deposit of cash PROHIBITED. Deposits of this nature may result in the immediate revocation of Services.