Loan Rates

Loan Rates

TypeAnnual Percentage RateTerms and Conditions
New Cars2022-2023 model years
Finance 100% Retail
3.75%Up to 48 months
4.50%Up to 60 months
5.00%Up to 72 months exceeding $17,000
5.75%Up to 84 months exceeding $30,000
Finance 100% Retail Plus Tax and Warranty Up to 115%
4.00%Up to 48 months
4.75%Up to 60 months
5.25%Up to 72 months exceeding $17,000
6.00%Up to 84 months exceeding $30,000
Used Cars2021-2020 model years
Not to Exceed 100% of Retail Value
5.00%Up to 60 months
5.50%Up to 72 months exceeding $20,000
2019 - 2017 model years
Not to exceed 100% of Retail Value
5.75%Up to 60 months
2016 and older model years
Not to exceed 100% of Retail Value
6.50%Up to 36 months
7.00%Up to 48 months exceeding $9,000
Signature Loans
10.00%Up to 48 months and $10,000
10.50%Up to 60 months and over $10,000 not to $15,000
Consolidation Loans
10.25%Up to 48 months and $10,000
10.50%Up to 60 months and over $10,000 not to exceed $15,000
New Boats2022 - 2023 model years
4.50%Up to 60 months
4.75%Up to 72 months exceeding $20,000
6.25%Up to 84 months exceeding $30,000
6.50%Up to 120 months exceeding $50,000
Used Boats2021 - 2016 Model
6.00%Up to 60 months
6.50%Up to 72 months and over $20,000
6.75%Up to 84 months and over $35,000
New Recreational Vehicles2022 - 2023 Model
4.50%Up to 60 months
4.75%Up to 72 months and exceeding $20,000
6.35%Up to 84 months and exceeding $30,000
6.50%Up to 120 months and exceeding $50,000
Used Recreational Vehicle2021 - 2019 Model
5.25%Up to 60 months
5.50%Up to 72 months and exceeding $20,000
6.75%Up to 84 months and exceeding $35,000
2018 - 2017 Model
6.50%Up to 60 months
2016 and older
6.75%Up to 36 months
7.00%Up to 48 months exceeding $9,000
Adjustable Home Equity LoansContact Credit Union
Fixed Home Equity
5.00%60 months
5.75%120 months
6.00%180 months
6.50%240 months
Boat Home Equity
9.00%180 months and over $80,000
MortgagesContact Credit Union
Education Loans
6.00%60 months
Share Secured
3.00%60 months
3.75%Over 60 months
CD Secured
3.85%60 months
5.00%Over 60 months
VISA9.90%
Rates effective April 1, 2023

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