Loan Rates

Loan Rates

TypeAnnual Percentage RateTerms and Conditions
New Cars2018 - 2017 model years
Finance 100% Retail
2.50%Up to 48 months
2.99%Up to 60 months
3.99%Up to 72 months exceeding $17,000
4.25%Up to 84 months exceeding $30,000
Finance 100% Retail Plus Tax and Warranty Up to 115%
2.75%Up to 48 months
3.25%Up to 60 months
4.25%Up to 72 months exceeding $17,000
4.50%Up to 84 months exceeding $30,000
Used Cars2016 - 2014 model years
Not to Exceed 100% of Retail Value
4.75%Up to 60 months
4.99%Up to 72 months exceeding $20,000
2013 - 2011 model years
Not to exceed 100% of Retail Value
5.25%Up to 60 months
2010 and older model years
Not to exceed 100% of Retail Value
6.25%Up to 36 months
6.50%Up to 48 months exceeding $9,000
Signature Loans
9.25%Up to 48 months and $10,000
9.50%Up to 60 months and over $10,000 not to $15,000
Consolidation Loans
9.50%Up to 48 months and $10,000
9.75%Up to 60 months and over $10,000 not to exceed $15,000
New Boats2018 - 2017 model years
4.50%Up to 60 months
4.75%Up to 72 months exceeding $20,000
6.25%Up to 84 months exceeding $30,000
6.50%Up to 120 months exceeding $50,000
Used Boats2016 - 2011 Model
6.00%Up to 60 months
6.50%Up to 72 months and over $20,000
6.75%Up to 84 months and over $35,000
New Recreational Vehicles2018 - 2017 Model
4.50%Up to 60 months
4.75%Up to 72 months and exceeding $20,000
6.35%Up to 84 months and exceeding $30,000
6.50%Up to 120 months and exceeding $50,000
Used Recreational Vehicle2016 - 2014 Model
6.00%Up to 60 months
6.50%Up to 72 months and exceeding $20,000
6.75%Up to 84 months and exceeding $35,000
2013 - 2011 Model
6.50%Up to 60 months
2010 and older
6.75%Up to 36 months
7.00%Up to 48 months exceeding $9,000
Adjustable Home Equity LoansContact Credit Union
Fixed Home Equity
4.75%60 months
5.25%120 months
5.50%180 months
5.75%240 months
Boat Home Equity
6.75%180 months and over $80,000
MortgagesContact Credit Union
Education Loans
6.00%60 months
Share Secured
2.25%60 months
3.75%Over 60 months
CD Secured
3.85%60 months
5.00%Over 60 months
VISA9.90%
Rates effective July 1, 2017

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