Rates

Share Rates

TypeAnnual Percentage RateAnnual Percentage YieldComments
Regular Share.05%.05%Accounts with an average daily balance of at least $50.00 and up to $99.99.
.15%.15%Accounts with an average daily balance of $100.00 or more.
Share Drafts.05%.05%
IRA.30%.30%
Christmas Club.05%.05%
Money Market.25%.25%Accounts with an average daily balance of at least $10,000 up to $24,999.99.
.50%.50%Accounts with an average daily balance of $25,000 or more.
Effective 01/01/2020

 

Certificates of Deposit Rates

TermAnnual Percentage RateAnnual Percentage YieldComments
6 Month.45%.45%
1 Year.50%.50%
2 Year.60%.60%
3 Year.80%.80%
Effective 07/08/2020

 

Loan Rates

TypeAnnual Percentage RateTerms and Conditions
New Cars2020 - 2019 model years
Finance 100% Retail
3.50%Up to 48 months
3.75%Up to 60 months
4.25%Up to 72 months exceeding $17,000
4.50%Up to 84 months exceeding $30,000
Finance 100% Retail Plus Tax and Warranty Up to 115%
3.75%Up to 48 months
3.99%Up to 60 months
4.50%Up to 72 months exceeding $17,000
4.75%Up to 84 months exceeding $30,000
Used Cars2018 - 2016 model years
Not to Exceed 100% of Retail Value
5.00%Up to 60 months
5.25%Up to 72 months exceeding $20,000
2015 - 2013 model years
Not to exceed 100% of Retail Value
5.25%Up to 60 months
2012 and older model years
Not to exceed 100% of Retail Value
6.50%Up to 36 months
6.75%Up to 48 months exceeding $9,000
Signature Loans
9.50%Up to 48 months and $10,000
9.75%Up to 60 months and over $10,000 not to $15,000
Consolidation Loans
9.50%Up to 48 months and $10,000
9.75%Up to 60 months and over $10,000 not to exceed $15,000
New Boats2020 - 2019 model years
4.50%Up to 60 months
4.75%Up to 72 months exceeding $20,000
6.25%Up to 84 months exceeding $30,000
6.50%Up to 120 months exceeding $50,000
Used Boats2018 - 2013 Model
6.00%Up to 60 months
6.50%Up to 72 months and over $20,000
6.75%Up to 84 months and over $35,000
New Recreational Vehicles2020 - 2019 Model
4.50%Up to 60 months
4.75%Up to 72 months and exceeding $20,000
6.35%Up to 84 months and exceeding $30,000
6.50%Up to 120 months and exceeding $50,000
Used Recreational Vehicle2018 - 2017 Model
5.25%Up to 60 months
5.50%Up to 72 months and exceeding $20,000
6.75%Up to 84 months and exceeding $35,000
2016 - 2014 Model
6.50%Up to 60 months
2013 and older
6.75%Up to 36 months
7.00%Up to 48 months exceeding $9,000
Adjustable Home Equity LoansContact Credit Union
Fixed Home Equity
4.75%60 months
5.25%120 months
5.50%180 months
5.75%240 months
Boat Home Equity
6.75%180 months and over $80,000
MortgagesContact Credit Union
Education Loans
6.00%60 months
Share Secured
3.00%60 months
3.75%Over 60 months
CD Secured
3.85%60 months
5.00%Over 60 months
VISA9.90%
Rates effective December 1, 2019

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