Our main business is making loans to members. Loans are granted for new and used autos, education, home improvement, home equity, or for any worthwhile purpose. Auto loans offer competitive rates and favorable terms. West Penn P&P Federal Credit Union loans are paid through payroll deduction, by mail or over the counter.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Loan Types (click for description)
A closed-end loan secured by the vehicle title, intended for the purchase of New Automobiles, Vans, and trucks. These vehicles can not have been previously registered. Prior year vehicles that meet the above criteria may be refinanced as new (new interest rate and term), the credit union may finance up to 100% of the purchase order price including tax.
A closed-end loan secured by the vehicle title, intended for the purchase of Automobiles, Vans, and Trucks. The credit union will finance the purchase price or may finance up to 100% of the retail value as listed in the NADA Official Used Car Guide, whichever is less.
A closed-end secured by the Certificate of deposit held in the credit union. Loans shall be granted at a stated annual rate above the face rate of the Certificate for a term not to exceed the maturity of the Certificate.
A loan that is secured by a lien on Property and is closed-end. Loan amounts will be based on a percentage of the property value, less the mortgages against the property.
We do business in accordance with the Federal Fair Housing Law and the Credit Opportunity Act.
An open-end credit card program with a low fixed 9.90% Annual Percentage Rate. West Penn P&P FCU Visa credit Cards can be used at thousands of Merchant locations around the world for purchases and cash advances. For current cardholders, please visit www.ezcardinfo.com for the most up to date information on your account.
A closed-end loan for the purpose of Home Improvements, Bill Consolidation, and for any other worthwhile purpose. These loans are based on Collateral. For more information, contact the credit union.
This loan application is only used for installment loans, such as, New/Used Vehicles, Home Improvement, Personal or any other type of loans. This application can not be used for First Mortgages, Second Mortgages or Home Equities, the member must contact the credit union for a different application and instruction form.
NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
The notice above is for New Members who do not have a current account with the credit union, this includes, joint owners, co-signers/co-borrowers. All Member/Potential Members must be affiliated with West Penn P&P FCU, via our groups or family members.
To apply for a loan, the member/potential member must first print out the application, follow the instructions, then mail the application with supporting documents back to the credit union. We ask that all members/potential members, also, review our privacy notice before mailing application. The credit union is not responsible for any lost mail. Once we receive your application you will receive a phone call in regards to your loan request.