Loan Rates

Loan Rates

TypeAnnual Percentage RateTerms and Conditions
New Cars2023-2024 model year
Finance 100% Retail
4.75%Up to 48 months
5.75%Up to 60 months
6.00%Up to 72 months exceeding $17,000
7.00%Up to 84 months exceeding $30,000
Finance 100% Retail Plus Tax and Warranty Up to 115%
5.00%Up to 48 months
6.00%Up to 60 months
6.75%Up to 72 months exceeding $17,000
7.50%Up to 84 months exceeding $30,000
Used Cars2021-2022 model years
Not to Exceed 100% of Retail Value
7.00%Up to 60 months
7.50%Up to 72 months exceeding $20,000
2020--2018
Not to exceed 100% of Retail Value
8.00%Up to 60 months
2017 -older models
Not to exceed 100% of Retail Value
8.50%Up to 36 months
9.00%Up to 48 months exceeding $9,000
Signature Loans
10.25%Up to 48 months and $10,000
10.75%Up to 60 months and over $10,000 not to $15,000
Consolidation Loans
10.50%Up to 48 months and $10,000
11.00%Up to 60 months and over $10,000 not to exceed $15,000
New Boats2024-2019 model years
max only loan amount is $25,000
9.00%up to 60 months
10.00%up to 72 months not to exceed $25,000
New Recreational Vehicles2023-2024
6.00%Up to 60 months
6.50%Up to 72 months and exceeding $20,000
7.00%Up to 84 months and exceeding $30,000
8.00%Up to 120 months and exceeding $50,000
Used Recreational Vehicle2022-2019
8.50%Up to 60 months
MortgagesCONTACT CREDIT UNION
Education Loans
6.00%60 months
Share Secured
3.00%60 months
3.75%Over 60 months
CD Secured
4.75%60 months
5.50%Over 60 months
VISA9.90%
Rates effective November 1, 2023

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