{"id":32,"date":"2024-12-01T17:17:58","date_gmt":"2024-12-01T17:17:58","guid":{"rendered":"http:\/\/westppfcu.com\/wordpress1\/?page_id=32"},"modified":"2025-08-28T20:13:19","modified_gmt":"2025-08-28T20:13:19","slug":"rates","status":"publish","type":"page","link":"https:\/\/westppfcu.com\/wordpress1\/rates\/","title":{"rendered":"Rates"},"content":{"rendered":"

Share Rates<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Type<\/th>Annual Percentage Rate<\/th>Annual Percentage Yield<\/th>Comments<\/th>\n<\/tr>\n<\/thead>\n
Regular Share<\/td>.05%<\/td>.05%<\/td>Accounts with an average daily balance of at least $50.00 and up to $99.99.<\/td>\n<\/tr>\n
<\/td>.10%<\/td>.10%<\/td>Accounts with an average daily balance of $100.00 or more.<\/td>\n<\/tr>\n
Share Drafts<\/td>.05%<\/td>.05%<\/td><\/td>\n<\/tr>\n
IRA<\/td>1.00%<\/td>1.04<\/td><\/td>\n<\/tr>\n
Christmas Club<\/td>.05%<\/td>.05%<\/td><\/td>\n<\/tr>\n
Money Market<\/td>.20%<\/td>.20%<\/td>Accounts with an average daily balance of at least $10,000 up to $24,999.99.<\/td>\n<\/tr>\n
<\/td>.30%<\/td>.30%<\/td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nEffective 01\/01\/2025<\/span>\n\n

Certificates of Deposit Rates<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t
Term<\/th>Annual Percentage Rate<\/th>Annual Percentage Yield<\/th>Comments<\/th>\n<\/tr>\n<\/thead>\n
6 Month<\/td>3.00<\/td>3.03<\/td><\/td>\n<\/tr>\n
1 Year<\/td>2.25<\/td>2.26<\/td><\/td>\n<\/tr>\n
2 Year<\/td>2.40<\/td>2.42<\/td><\/td>\n<\/tr>\n
3 Year<\/td>2.75<\/td>2.77<\/td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nEffective 02\/01\/2025<\/span>\n\n

Loan Rates<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Type<\/th>Annual Percentage Rate<\/th>Terms and Conditions<\/th>\n<\/tr>\n<\/thead>\n
New Cars<\/td><\/td>2024-2025 model year<\/td>\n<\/tr>\n
<\/td><\/td>Finance 80% Retail<\/td>\n<\/tr>\n
<\/td>4.75%<\/td>Up to 48 months<\/td>\n<\/tr>\n
<\/td>5.75%<\/td>Up to 60 months<\/td>\n<\/tr>\n
<\/td>6.00%<\/td>Up to 72 months exceeding $17,000<\/td>\n<\/tr>\n
<\/td>7.00%<\/td>Up to 84 months exceeding $30,000<\/td>\n<\/tr>\n
<\/td><\/td>Finance 100% Retail<\/td>\n<\/tr>\n
<\/td>5.00%<\/td>Up to 48 months<\/td>\n<\/tr>\n
<\/td>6.00%<\/td>Up to 60 months<\/td>\n<\/tr>\n
<\/td>6.75%<\/td>Up to 72 months exceeding $17,000<\/td>\n<\/tr>\n
<\/td>7.50%<\/td>Up to 84 months exceeding $30,000<\/td>\n<\/tr>\n
Used Cars<\/td><\/td>2022-2023 model years<\/td>\n<\/tr>\n
<\/td><\/td>Not to Exceed 100% of Retail Value<\/td>\n<\/tr>\n
<\/td>7.00%<\/td>Up to 60 months<\/td>\n<\/tr>\n
<\/td>7.50%<\/td>Up to 72 months exceeding $20,000<\/td>\n<\/tr>\n
<\/td><\/td>2018 - 2021<\/td>\n<\/tr>\n
<\/td><\/td>Not to exceed 100% of Retail Value<\/td>\n<\/tr>\n
<\/td>8.00%<\/td>Up to 60 months<\/td>\n<\/tr>\n
<\/td><\/td>2017 -older models<\/td>\n<\/tr>\n
<\/td><\/td>Not to exceed 100% of Retail Value<\/td>\n<\/tr>\n
<\/td>8.50%<\/td>Up to 36 months<\/td>\n<\/tr>\n
<\/td>9.00%<\/td>Up to 48 months exceeding $9,000<\/td>\n<\/tr>\n
Signature Loans<\/td><\/td><\/td>\n<\/tr>\n
<\/td>10.25%<\/td>Up to 48 months and $10,000<\/td>\n<\/tr>\n
<\/td>10.75%<\/td>Up to 60 months and over $10,000 not to $15,000<\/td>\n<\/tr>\n
Consolidation Loans<\/td><\/td><\/td>\n<\/tr>\n
<\/td>10.50%<\/td>Up to 48 months and $10,000<\/td>\n<\/tr>\n
<\/td>11.00%<\/td>Up to 60 months and over $10,000 not to exceed $15,000<\/td>\n<\/tr>\n
New Boats<\/td><\/td>2025-2020 model years<\/td>\n<\/tr>\n
<\/td><\/td>max finance amount is $25,000<\/td>\n<\/tr>\n
<\/td>9.00%<\/td>up to 60 months<\/td>\n<\/tr>\n
<\/td>10.00%<\/td>up to 72 months not to exceed $20,000<\/td>\n<\/tr>\n
New Recreational Vehicles<\/td><\/td>2024-2025<\/td>\n<\/tr>\n
<\/td>6.00%<\/td>Up to 60 months<\/td>\n<\/tr>\n
<\/td>6.50%<\/td>Up to 72 months and exceeding $20,000<\/td>\n<\/tr>\n
<\/td>7.00%<\/td>Up to 84 months and exceeding $30,000<\/td>\n<\/tr>\n
<\/td>8.00%<\/td>Up to 120 months and exceeding $50,000<\/td>\n<\/tr>\n
Used Recreational Vehicle<\/td><\/td>2023-2020<\/td>\n<\/tr>\n
<\/td>8.50%<\/td>Up to 60 months<\/td>\n<\/tr>\n
Home Equity<\/td><\/td><\/td>\n<\/tr>\n
<\/td>6.00%<\/td>60 Months<\/td>\n<\/tr>\n
<\/td>6.75%<\/td>120 Months<\/td>\n<\/tr>\n
<\/td>7.25%<\/td>180 Months<\/td>\n<\/tr>\n
<\/td>8.00%<\/td>240 Months<\/td>\n<\/tr>\n
Mortgages<\/td><\/td>CONTACT CREDIT UNION<\/td>\n<\/tr>\n
Education Loans<\/td><\/td><\/td>\n<\/tr>\n
<\/td>6.00%<\/td>60 months<\/td>\n<\/tr>\n
Share Secured<\/td><\/td><\/td>\n<\/tr>\n
<\/td>3.00%<\/td>60 months<\/td>\n<\/tr>\n
<\/td>3.75%<\/td>Over 60 months<\/td>\n<\/tr>\n
CD Secured<\/td><\/td><\/td>\n<\/tr>\n
<\/td>4.75%<\/td>60 months<\/td>\n<\/tr>\n
<\/td>5.50%<\/td>Over 60 months<\/td>\n<\/tr>\n
VISA<\/td>14.9%<\/td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nRates effective July 1, 2025<\/span>\n\n","protected":false},"excerpt":{"rendered":"

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