Rates

Share Rates

TypeAnnual Percentage RateAnnual Percentage YieldComments
Regular Share.05%.05%Accounts with an average daily balance of at least $50.00 and up to $99.99.
.10%.10%Accounts with an average daily balance of $100.00 or more.
Share Drafts.05%.05%
IRA1.00%1.04
Christmas Club.05%.05%
Money Market.20%.20%Accounts with an average daily balance of at least $10,000 up to $24,999.99.
.30%.30%
Effective 01/01/2025

Certificates of Deposit Rates

TermAnnual Percentage RateAnnual Percentage YieldComments
6 Month3.003.03
1 Year2.252.26
2 Year2.402.42
3 Year2.752.77
Effective 02/01/2025

Loan Rates

TypeAnnual Percentage RateTerms and Conditions
New Cars2024-2025 model year
Finance 80% Retail
4.75%Up to 48 months
5.75%Up to 60 months
6.00%Up to 72 months exceeding $17,000
7.00%Up to 84 months exceeding $30,000
Finance 100% Retail
5.00%Up to 48 months
6.00%Up to 60 months
6.75%Up to 72 months exceeding $17,000
7.50%Up to 84 months exceeding $30,000
Used Cars2022-2023 model years
Not to Exceed 100% of Retail Value
7.00%Up to 60 months
7.50%Up to 72 months exceeding $20,000
2018 - 2021
Not to exceed 100% of Retail Value
8.00%Up to 60 months
2017 -older models
Not to exceed 100% of Retail Value
8.50%Up to 36 months
9.00%Up to 48 months exceeding $9,000
Signature Loans
10.25%Up to 48 months and $10,000
10.75%Up to 60 months and over $10,000 not to $15,000
Consolidation Loans
10.50%Up to 48 months and $10,000
11.00%Up to 60 months and over $10,000 not to exceed $15,000
New Boats2025-2020 model years
max finance amount is $25,000
9.00%up to 60 months
10.00%up to 72 months not to exceed $20,000
New Recreational Vehicles2024-2025
6.00%Up to 60 months
6.50%Up to 72 months and exceeding $20,000
7.00%Up to 84 months and exceeding $30,000
8.00%Up to 120 months and exceeding $50,000
Used Recreational Vehicle2023-2020
8.50%Up to 60 months
Home Equity
6.00%60 Months
6.75%120 Months
7.25%180 Months
8.00%240 Months
MortgagesCONTACT CREDIT UNION
Education Loans
6.00%60 months
Share Secured
3.00%60 months
3.75%Over 60 months
CD Secured
4.75%60 months
5.50%Over 60 months
VISA14.9%
Rates effective July 1, 2025

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